Life on Summit Lake: Waterfront Living Within Easy Reach of Olympia

Some homes offer a beautiful view; others make the water part of everyday life. At 1033 Summit Lake Circle NW in Olympia, Washington, 53 feet of no-bank waterfront, western exposure, and a thoughtfully equipped shoreline create a setting designed to be enjoyed—not simply admired.

Here, mornings can begin with coffee overlooking the lake, afternoons can turn into an impromptu swim or paddle, and evenings settle in around the water as the sun moves across the western sky. It is the kind of property that makes staying home feel like going somewhere.

Where the Backyard Becomes the Destination

The waterfront is at the heart of this property.

Steps lead directly from the lawn into Summit Lake, making it easy to swim, launch a kayak or paddleboard, or simply spend time at the water’s edge. A private dock, boat lift, jet ski dock and boathouse with winch create an established setup for boating and recreation.

Two outdoor living spaces extend the home toward the lake, offering room for dining, entertaining, relaxing and taking in the view from different vantage points. A hot tub overlooking the water adds another place to enjoy the setting throughout the year.

Western exposure is especially meaningful here, bringing beautiful evening light and sunsets across the lake. Summer may be when life on the water is at its busiest, but the view changes with every season.

Designed for the Way Life Actually Happens

Inside, the home offers 4 bedrooms and 3 bathrooms with showers, along with two distinct levels of living that provide both connection and flexibility.

The main living areas take advantage of the waterfront setting, keeping the lake present throughout everyday life. The kitchen is equipped with premium appliances, including a Wolf range, Sub-Zero refrigerator and Cove dishwasher, creating a space equally suited to quiet mornings, family dinners and weekends filled with guests.

Newer interior paint, updated HVAC and exceptionally plush carpet are among the improvements made over time, but what stands out most is the overall condition of the home. It has been thoughtfully maintained and professionally cared for, creating a sense of confidence that can be difficult to find in a waterfront property.

Space for Family, Friends and Longer Stays

The daylight lower level adds another dimension to the home.

With high ceilings, its own private entrance, two bedrooms, a full bathroom, living space, and a wet bar, the lower level can function independently while staying connected to the rest of the home.

For some buyers, that may mean multi-generational living. For others, it may become guest space, a recreation level, a comfortable place for extended stays, or simply room for everyone to spread out.

That versatility makes this property well suited not only to full-time lake living, but also to the way people often use waterfront homes—gathering family, hosting friends and creating a place people want to return to.

A Home That Has Been Carefully Stewarded

A beautiful setting may draw someone to a lake home, but condition matters just as much once they arrive.

This property has benefited from routine professional maintenance and meaningful upgrades intended to support both comfort and long-term ownership. In addition to the newer HVAC system, interior paint, carpet and upgraded kitchen appliances, the home features an upgraded 1,000-gallon septic tank, two owned 120-gallon propane tanks and wiring for a generator.

Two fireplaces—one on each level—add warmth and character during the cooler months.

Outside, mature, relatively low-maintenance landscaping allows the grounds to feel established without demanding that every weekend be spent working in the yard.

A detached two-car garage with loft space provides additional storage and flexibility, while an additional parking easement adds valuable room for guests, vehicles and the gear that naturally comes with life on the lake.

Privacy Without Feeling Removed

Summit Lake offers something particularly appealing for buyers who want a waterfront lifestyle without feeling disconnected from Olympia.

The home is tucked along a circular road, creating a more private feel away from the main roadway, while still offering convenient access back toward Highway 101 and Olympia.

That connection puts shopping, restaurants, medical services and everyday necessities within practical reach. Buyers can enjoy the quiet and recreation of lake living without having to choose between the setting they want and the conveniences they use every day.

For someone commuting into Olympia, working locally, relocating to the area or simply wanting easy access to town, that balance can make Summit Lake especially compelling.

A Different Way to Spend Your Time

Ultimately, the appeal of 1033 Summit Lake Circle isn't found in a list of amenities.

It is waking up and seeing the lake before checking your phone.

It is walking across the lawn and stepping into the water.

It is having the boat ready when the weather turns beautiful.

It is dinner on the deck, friends staying downstairs, kayaks waiting by the shore and evenings that end with the sun reflecting across the lake.

It is a home that allows everyday life to feel a little more like vacation.

Sometimes the biggest upgrade is not the house itself.

It is the life that comes with it.

1033 Summit Lake Circle NW | Olympia, Washington
4 Bedrooms | 3 Bathrooms | 53' No-Bank Waterfront
Offered at $1,305,000

For additional information or to schedule a private showing, contact Megan Zahringer, REALTOR®

Olympic Sotheby’s International Realty | 360-584-5359.